Get paid before payday

Access your salary up to 2 days early, track your spending, and take control of your financial life with Luva.

About

LUVA is a new-age digital banking platform built for individuals, freelancers, and global businesses. We offer lightning-fast account setup, multi-currency support, and a sleek experience that puts your financial freedom first.
100% digital onboarding
01
Spend, receive, and convert globally
02
Built-in expense tracking
03
Local IBANs & USD, EUR, GBP accounts
04

Choose Your Perfect Plan

FREE

Always Free

Key Benefits
Digital account
Virtual card
Crypto access
Credit score tracking
Basic budgeting tools
Standard support

$0

/month
ESSENTIAL

Everyday Powe

Key Benefits
Everything in Free
Early Pay Access (2 days early)
Physical card
Multi-currency
Smart insights
Priority support

$22CAD

/month
PREMIUM

For Freelancers & Businesses

Key Benefits
Everything in Essential
Higher early pay limits
Advanced financial tools
Dedicated support
Early feature access

$32 CAD

/month


Why People Love LUVA

Early Pay Access

Access a portion of your salary up to 2 days before payday.No stress. No waiting.

Build Your Credit with Confidence

Track your credit score for free and get clear, actionable guidance to improve it over time.

Go Global with Ease

Hold and manage multiple currencies.
Send and receive money internationally without complexity.

Ready to Modernize Your Money?

Join thousands already taking back control with LUVA.
Secure, transparent, and built for real life.

Smarter money starts here

Download Luva and experience a faster, clearer way to manage your finances.